The Hartford Illinois Auto Insurance Rates

Median premium: $846/6mo across 1,575 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the Illinois Department of Insurance.

Median Premium
$846
per 6 months
Premium Range
$599–$2,074
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,575
ZIP codes rated

How The Hartford Compares in Illinois

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

Progressive
100% cheapest$401
USAA
0% cheapest$580
Erie Insurance
0% cheapest$685
Shelter Insurance
0% cheapest$709
Auto-Owners
0% cheapest$725
State Farm
0% cheapest$741
GEICO
0% cheapest$756
American Family
0% cheapest$765
Amica Mutual
0% cheapest$821
The Hartford
0% cheapest$846
Farmers
0% cheapest$854
Cincinnati Financial
0% cheapest$870
Nationwide
0% cheapest$886
Hanover Insurance
0% cheapest$886
Travelers
0% cheapest$902
Liberty Mutual
0% cheapest$926
Allstate
0% cheapest$1,047

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
Cherry$599-27%
Ladd$599-27%
Arlington$605-26%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
Riverdale$1,937+136%
Hazel Crest$1,745+113%
Harvey$1,723+110%

The Hartford Illinois Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see The Hartford's rate in your area.

Other carriers in Illinois

USAA$580/6moState Farm$741/6moGEICO$756/6moProgressive$401/6moFarmers$854/6moAllstate$1,047/6moNationwide$886/6moLiberty Mutual$926/6moErie Insurance$685/6moTravelers$902/6moAmerican Family$765/6moAuto-Owners$725/6moShelter Insurance$709/6moCincinnati Financial$870/6moAmica Mutual$821/6moHanover Insurance$886/6mo
View all Illinois carriers →

The Hartford ranks #10 out of 17 carriers in Illinois with a median 6-month premium of $846. This places The Hartford 3% above the statewide median of $821. The carrier covers 1,575 ZIP codes across the state, with premiums ranging from $599 to $2,074.

The Hartford is the cheapest option in 0% of Illinois ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Cherry, where the average premium is just $599. On the other end, Riverdale has the highest The Hartford premiums, averaging $1,937 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the Illinois Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 17 carriers, 1,575 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.