Amica Mutual Montana Auto Insurance Rates
Median premium: $734/6mo across 404 ZIP codes.
Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the Montana Department of Insurance.
How Amica Mutual Compares in Montana
Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.
Geographic Detail
Cheapest Cities for Amica Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Absarokee | $591 | -22% |
| Acton | $591 | -22% |
| Ashland | $591 | -22% |
Most Expensive Cities for Amica Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Billings | $1,055 | +40% |
| Laurel | $1,055 | +40% |
| Huntley | $1,055 | +40% |
Amica Mutual Montana Insurance FAQ
ZIP Code Lookup
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Other carriers in Montana
Amica Mutual ranks #5 out of 13 carriers in Montana with a median 6-month premium of $734. This places Amica Mutual 3% below the statewide median of $756. The carrier covers 404 ZIP codes across the state, with premiums ranging from $591 to $1,055.
Amica Mutual is the cheapest option in 0% of Montana ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Absarokee, where the average premium is just $591. On the other end, Billings has the highest Amica Mutual premiums, averaging $1,055 per 6-month term.
All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the Montana Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 13 carriers, 404 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.