Amica Mutual New Jersey Auto Insurance Rates

Median premium: $1,028/6mo across 723 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the New Jersey Department of Insurance.

Median Premium
$1,028
per 6 months
Premium Range
$688–$1,887
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
723
ZIP codes rated

How Amica Mutual Compares in New Jersey

Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.

Farmers
100% cheapest$405
USAA
0% cheapest$484
NJM Insurance
0% cheapest$806
Plymouth Rock
0% cheapest$957
Amica Mutual
0% cheapest$1,028
Progressive
0% cheapest$1,058
The Hartford
0% cheapest$1,058
Nationwide
0% cheapest$1,109
Hanover Insurance
0% cheapest$1,109
Travelers
0% cheapest$1,129
Liberty Mutual
0% cheapest$1,159
Allstate
0% cheapest$1,310
State Farm
0% cheapest$1,532
GEICO
0% cheapest$1,714

Geographic Detail

Cheapest Cities for Amica Mutual

CityAvg Premiumvs. State Median
New Brunswick$688-37%
North Brunswick$688-37%
Highland Park$688-37%

Most Expensive Cities for Amica Mutual

CityAvg Premiumvs. State Median
Wyckoff$1,887+74%
West Milford$1,887+74%
Wayne$1,887+74%

Amica Mutual New Jersey Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Amica Mutual's rate in your area.

Other carriers in New Jersey

USAA$484/6moState Farm$1,532/6moGEICO$1,714/6moProgressive$1,058/6moFarmers$405/6moAllstate$1,310/6moNationwide$1,109/6moLiberty Mutual$1,159/6moTravelers$1,129/6moNJM Insurance$806/6moThe Hartford$1,058/6moHanover Insurance$1,109/6moPlymouth Rock$957/6mo
View all New Jersey carriers →

Amica Mutual ranks #5 out of 14 carriers in New Jersey with a median 6-month premium of $1,028. This places Amica Mutual 5% below the statewide median of $1,084. The carrier covers 723 ZIP codes across the state, with premiums ranging from $688 to $1,887.

Amica Mutual is the cheapest option in 0% of New Jersey ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in New Brunswick, where the average premium is just $688. On the other end, Wyckoff has the highest Amica Mutual premiums, averaging $1,887 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the New Jersey Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 14 carriers, 723 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.