Hanover Insurance New Jersey Auto Insurance Rates

Median premium: $1,109/6mo across 723 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Hanover Insurance filed with the New Jersey Department of Insurance.

Median Premium
$1,109
per 6 months
Premium Range
$742–$2,035
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
723
ZIP codes rated

How Hanover Insurance Compares in New Jersey

Median 6-month premium across all rated ZIPs. Hanover Insurance highlighted in blue.

Farmers
100% cheapest$405
USAA
0% cheapest$484
NJM Insurance
0% cheapest$806
Plymouth Rock
0% cheapest$957
Amica Mutual
0% cheapest$1,028
Progressive
0% cheapest$1,058
The Hartford
0% cheapest$1,058
Nationwide
0% cheapest$1,109
Hanover Insurance
0% cheapest$1,109
Travelers
0% cheapest$1,129
Liberty Mutual
0% cheapest$1,159
Allstate
0% cheapest$1,310
State Farm
0% cheapest$1,532
GEICO
0% cheapest$1,714

Geographic Detail

Cheapest Cities for Hanover Insurance

CityAvg Premiumvs. State Median
New Brunswick$742-32%
North Brunswick$742-32%
Highland Park$742-32%

Most Expensive Cities for Hanover Insurance

CityAvg Premiumvs. State Median
Wyckoff$2,035+88%
West Milford$2,035+88%
Wayne$2,035+88%

Hanover Insurance New Jersey Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Hanover Insurance's rate in your area.

Other carriers in New Jersey

USAA$484/6moState Farm$1,532/6moGEICO$1,714/6moProgressive$1,058/6moFarmers$405/6moAllstate$1,310/6moNationwide$1,109/6moLiberty Mutual$1,159/6moTravelers$1,129/6moNJM Insurance$806/6moThe Hartford$1,058/6moAmica Mutual$1,028/6moPlymouth Rock$957/6mo
View all New Jersey carriers →

Hanover Insurance ranks #9 out of 14 carriers in New Jersey with a median 6-month premium of $1,109. This places Hanover Insurance 2% above the statewide median of $1,084. The carrier covers 723 ZIP codes across the state, with premiums ranging from $742 to $2,035.

Hanover Insurance is the cheapest option in 0% of New Jersey ZIP codes (0 ZIPs). The most affordable Hanover Insurance rates are found in New Brunswick, where the average premium is just $742. On the other end, Wyckoff has the highest Hanover Insurance premiums, averaging $2,035 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Hanover Insurance filed with the New Jersey Department of Insurance. Rates shown are calculated using Hanover Insurance's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 14 carriers, 723 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.