Amica Mutual Texas Auto Insurance Rates

Median premium: $881/6mo across 2,600 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the Texas Department of Insurance.

Median Premium
$881
per 6 months
Premium Range
$454–$2,270
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
2,600
ZIP codes rated

How Amica Mutual Compares in Texas

Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.

USAA
100% cheapest$622
GEICO
0% cheapest$631
Amica Mutual
0% cheapest$881
Progressive
0% cheapest$907
The Hartford
0% cheapest$907
Farmers
0% cheapest$933
Nationwide
0% cheapest$950
Travelers
0% cheapest$967
Liberty Mutual
0% cheapest$993
State Farm
0% cheapest$1,096
Allstate
0% cheapest$1,123

Geographic Detail

Cheapest Cities for Amica Mutual

CityAvg Premiumvs. State Median
Texhoma$454-51%
Bowie$454-51%
Forestburg$454-51%

Most Expensive Cities for Amica Mutual

CityAvg Premiumvs. State Median
Alief$2,270+143%
Bellaire$2,189+135%
Channelview$2,109+126%

Amica Mutual Texas Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Amica Mutual's rate in your area.

Other carriers in Texas

USAA$622/6moState Farm$1,096/6moGEICO$631/6moProgressive$907/6moFarmers$933/6moAllstate$1,123/6moNationwide$950/6moLiberty Mutual$993/6moTravelers$967/6moThe Hartford$907/6mo
View all Texas carriers →

Amica Mutual ranks #3 out of 11 carriers in Texas with a median 6-month premium of $881. This places Amica Mutual 6% below the statewide median of $933. The carrier covers 2,600 ZIP codes across the state, with premiums ranging from $454 to $2,270.

Amica Mutual is the cheapest option in 0% of Texas ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Texhoma, where the average premium is just $454. On the other end, Alief has the highest Amica Mutual premiums, averaging $2,270 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the Texas Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 11 carriers, 2,600 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.