Auto Club (AAA) Tennessee Auto Insurance Rates

Median premium: $681/6mo across 785 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Auto Club (AAA) filed with the Tennessee Department of Insurance.

Median Premium
$681
per 6 months
Premium Range
$507–$1,660
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
785
ZIP codes rated

How Auto Club (AAA) Compares in Tennessee

Median 6-month premium across all rated ZIPs. Auto Club (AAA) highlighted in blue.

Progressive
100% cheapest$294
USAA
0% cheapest$501
Farmers
0% cheapest$550
Erie Insurance
0% cheapest$591
Shelter Insurance
0% cheapest$612
Auto-Owners
0% cheapest$626
State Farm
0% cheapest$640
Auto Club (AAA)
0% cheapest$681
Amica Mutual
0% cheapest$709
The Hartford
0% cheapest$730
Cincinnati Financial
0% cheapest$751
Nationwide
0% cheapest$765
Travelers
0% cheapest$779
Liberty Mutual
0% cheapest$799
GEICO
0% cheapest$840
Allstate
0% cheapest$904

Geographic Detail

Cheapest Cities for Auto Club (AAA)

CityAvg Premiumvs. State Median
Afton$507-27%
Chuckey$507-27%
Church Hill$507-27%

Most Expensive Cities for Auto Club (AAA)

CityAvg Premiumvs. State Median
Memphis$1,523+119%
Millington$1,442+107%
Ellendale$1,363+96%

Auto Club (AAA) Tennessee Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Auto Club (AAA)'s rate in your area.

Other carriers in Tennessee

USAA$501/6moState Farm$640/6moGEICO$840/6moProgressive$294/6moFarmers$550/6moAllstate$904/6moNationwide$765/6moLiberty Mutual$799/6moErie Insurance$591/6moTravelers$779/6moAuto-Owners$626/6moShelter Insurance$612/6moThe Hartford$730/6moCincinnati Financial$751/6moAmica Mutual$709/6mo
View all Tennessee carriers →

Auto Club (AAA) ranks #8 out of 16 carriers in Tennessee with a median 6-month premium of $681. This places Auto Club (AAA) 2% below the statewide median of $695. The carrier covers 785 ZIP codes across the state, with premiums ranging from $507 to $1,660.

Auto Club (AAA) is the cheapest option in 0% of Tennessee ZIP codes (0 ZIPs). The most affordable Auto Club (AAA) rates are found in Afton, where the average premium is just $507. On the other end, Memphis has the highest Auto Club (AAA) premiums, averaging $1,523 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Auto Club (AAA) filed with the Tennessee Department of Insurance. Rates shown are calculated using Auto Club (AAA)'s filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 16 carriers, 785 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.