Cincinnati Financial Michigan Auto Insurance Rates

Median premium: $1,350/6mo across 1,159 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Cincinnati Financial filed with the Michigan Department of Insurance.

Median Premium
$1,350
per 6 months
Premium Range
$810–$1,762
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,159
ZIP codes rated

How Cincinnati Financial Compares in Michigan

Median 6-month premium across all rated ZIPs. Cincinnati Financial highlighted in blue.

USAA
100% cheapest$900
Auto-Owners
0% cheapest$1,125
State Farm
0% cheapest$1,150
Allstate
0% cheapest$1,224
Auto Club (AAA)
0% cheapest$1,225
Farmers
0% cheapest$1,250
Amica Mutual
0% cheapest$1,275
Progressive
0% cheapest$1,312
The Hartford
0% cheapest$1,312
Cincinnati Financial
0% cheapest$1,350
Nationwide
0% cheapest$1,375
Hanover Insurance
0% cheapest$1,375
GEICO
0% cheapest$1,386
Travelers
0% cheapest$1,400
Liberty Mutual
0% cheapest$1,438

Geographic Detail

Cheapest Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Flint$810-38%
Burton$810-38%
Lansing$810-38%

Most Expensive Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
White Pigeon$1,762+34%
Watervliet$1,762+34%
Vicksburg$1,762+34%

Cincinnati Financial Michigan Insurance FAQ

ZIP Code Lookup

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Other carriers in Michigan

USAA$900/6moState Farm$1,150/6moGEICO$1,386/6moProgressive$1,312/6moFarmers$1,250/6moAllstate$1,224/6moNationwide$1,375/6moLiberty Mutual$1,438/6moTravelers$1,400/6moAuto-Owners$1,125/6moAuto Club (AAA)$1,225/6moThe Hartford$1,312/6moAmica Mutual$1,275/6moHanover Insurance$1,375/6mo
View all Michigan carriers →

Cincinnati Financial ranks #10 out of 15 carriers in Michigan with a median 6-month premium of $1,350. This places Cincinnati Financial 3% above the statewide median of $1,312. The carrier covers 1,159 ZIP codes across the state, with premiums ranging from $810 to $1,762.

Cincinnati Financial is the cheapest option in 0% of Michigan ZIP codes (0 ZIPs). The most affordable Cincinnati Financial rates are found in Flint, where the average premium is just $810. On the other end, White Pigeon has the highest Cincinnati Financial premiums, averaging $1,762 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Cincinnati Financial filed with the Michigan Department of Insurance. Rates shown are calculated using Cincinnati Financial's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 15 carriers, 1,159 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.