The Hartford California Auto Insurance Rates

Median premium: $1,134/6mo across 2,593 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the California Department of Insurance.

Median Premium
$1,134
per 6 months
Premium Range
$636–$2,663
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
2,593
ZIP codes rated

How The Hartford Compares in California

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

Liberty Mutual
100% cheapest$635
Farmers
0% cheapest$662
USAA
0% cheapest$778
Wawanesa
0% cheapest$972
CSAA (AAA)
0% cheapest$1,026
GEICO
0% cheapest$1,080
Amica Mutual
0% cheapest$1,102
Progressive
0% cheapest$1,134
The Hartford
0% cheapest$1,134
Nationwide
0% cheapest$1,188
Travelers
0% cheapest$1,210
State Farm
0% cheapest$2,037
Allstate
0% cheapest$2,546

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
San Ardo$636-42%
Etna$652-41%
Weed$656-40%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
Camp Pendleton$2,171+97%
Glendale$2,131+93%
Reseda$2,118+92%

The Hartford California Insurance FAQ

ZIP Code Lookup

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Other carriers in California

USAA$778/6moState Farm$2,037/6moGEICO$1,080/6moProgressive$1,134/6moFarmers$662/6moAllstate$2,546/6moNationwide$1,188/6moLiberty Mutual$635/6moTravelers$1,210/6moCSAA (AAA)$1,026/6moAmica Mutual$1,102/6moWawanesa$972/6mo
View all California carriers →

The Hartford ranks #9 out of 13 carriers in California with a median 6-month premium of $1,134. This places The Hartford 3% above the statewide median of $1,102. The carrier covers 2,593 ZIP codes across the state, with premiums ranging from $636 to $2,663.

The Hartford is the cheapest option in 0% of California ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in San Ardo, where the average premium is just $636. On the other end, Camp Pendleton has the highest The Hartford premiums, averaging $2,171 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the California Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 2,593 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.