Auto Insurance in Allen (75002)
Texas · Above Average · 53th percentile statewide
Carrier Rates in 75002
6-month premiums from SERFF rate filings. Standard driver profile.
How 75002 Compares
Allen (75002) is above average for auto insurance in Texas, ranking in the 53th percentile.
The cheapest carrier is GEICO at $344/6mo — 52% less than the most expensive (State Farm at $723).
The median premium of $446 is 12% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Allen (75002)?
The median 6-month premium in Allen (75002) is $446 across 5 carriers. Premiums range from $344 to $723, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 75002?
GEICO offers the lowest rate in 75002 at $344/6mo. That's 52% less than the most expensive option (State Farm at $723/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 75002?
Auto insurance rates in Allen (75002) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Allen ranks in the 53th percentile statewide, meaning it's above average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
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Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.