Auto Insurance in Allen (75013)
Texas · Below Average · 40th percentile statewide
Carrier Rates in 75013
6-month premiums from SERFF rate filings. Standard driver profile.
How 75013 Compares
Allen (75013) is below average for auto insurance in Texas, ranking in the 40th percentile.
The cheapest carrier is GEICO at $377/6mo — 45% less than the most expensive (State Farm at $683).
The median premium of $454 is 11% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Allen (75013)?
The median 6-month premium in Allen (75013) is $454 across 5 carriers. Premiums range from $377 to $683, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 75013?
GEICO offers the lowest rate in 75013 at $377/6mo. That's 45% less than the most expensive option (State Farm at $683/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 75013?
Auto insurance rates in Allen (75013) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Allen ranks in the 40th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
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Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.