Auto Insurance in Plano (75023)
Texas · Expensive · 87th percentile statewide
Carrier Rates in 75023
6-month premiums from SERFF rate filings. Standard driver profile.
How 75023 Compares
Plano (75023) is expensive for auto insurance in Texas, ranking in the 87th percentile.
The cheapest carrier is GEICO at $425/6mo — 46% less than the most expensive (State Farm at $794).
The median premium of $477 is 6% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Plano (75023)?
The median 6-month premium in Plano (75023) is $477 across 5 carriers. Premiums range from $425 to $794, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 75023?
GEICO offers the lowest rate in 75023 at $425/6mo. That's 46% less than the most expensive option (State Farm at $794/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 75023?
Auto insurance rates in Plano (75023) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Plano ranks in the 87th percentile statewide, meaning it's expensive compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
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Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.