Auto Insurance in Garland (75041)
Texas · Above Average · 46th percentile statewide
Carrier Rates in 75041
6-month premiums from SERFF rate filings. Standard driver profile.
How 75041 Compares
Garland (75041) is above average for auto insurance in Texas, ranking in the 46th percentile.
The cheapest carrier is GEICO at $347/6mo — 53% less than the most expensive (State Farm at $744).
The median premium of $451 is 11% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Garland (75041)?
The median 6-month premium in Garland (75041) is $451 across 5 carriers. Premiums range from $347 to $744, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 75041?
GEICO offers the lowest rate in 75041 at $347/6mo. That's 53% less than the most expensive option (State Farm at $744/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 75041?
Auto insurance rates in Garland (75041) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Garland ranks in the 46th percentile statewide, meaning it's above average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 75041?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.