Auto Insurance in Garland (75043)
Texas · Above Average · 55th percentile statewide
Carrier Rates in 75043
6-month premiums from SERFF rate filings. Standard driver profile.
How 75043 Compares
Garland (75043) is above average for auto insurance in Texas, ranking in the 55th percentile.
The cheapest carrier is GEICO at $356/6mo — 51% less than the most expensive (State Farm at $733).
The median premium of $484 is 5% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Garland (75043)?
The median 6-month premium in Garland (75043) is $484 across 5 carriers. Premiums range from $356 to $733, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 75043?
GEICO offers the lowest rate in 75043 at $356/6mo. That's 51% less than the most expensive option (State Farm at $733/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 75043?
Auto insurance rates in Garland (75043) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Garland ranks in the 55th percentile statewide, meaning it's above average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
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Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.