Auto Insurance in Dallas (75218)
Texas · Expensive · 78th percentile statewide
Carrier Rates in 75218
6-month premiums from SERFF rate filings. Standard driver profile.
How 75218 Compares
Dallas (75218) is expensive for auto insurance in Texas, ranking in the 78th percentile.
The cheapest carrier is USAA at $397/6mo — 47% less than the most expensive (State Farm at $749).
The median premium of $516 is 1% above the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Dallas (75218)?
The median 6-month premium in Dallas (75218) is $516 across 5 carriers. Premiums range from $397 to $749, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 75218?
USAA offers the lowest rate in 75218 at $397/6mo. That's 47% less than the most expensive option (State Farm at $749/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 75218?
Auto insurance rates in Dallas (75218) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Dallas ranks in the 78th percentile statewide, meaning it's expensive compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 75218?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.