Auto Insurance in Fort Worth (76105)
Texas · Below Average · 38th percentile statewide
Carrier Rates in 76105
6-month premiums from SERFF rate filings. Standard driver profile.
How 76105 Compares
Fort Worth (76105) is below average for auto insurance in Texas, ranking in the 38th percentile.
The cheapest carrier is GEICO at $351/6mo — 50% less than the most expensive (State Farm at $700).
The median premium of $445 is 12% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Fort Worth (76105)?
The median 6-month premium in Fort Worth (76105) is $445 across 5 carriers. Premiums range from $351 to $700, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 76105?
GEICO offers the lowest rate in 76105 at $351/6mo. That's 50% less than the most expensive option (State Farm at $700/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 76105?
Auto insurance rates in Fort Worth (76105) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Fort Worth ranks in the 38th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 76105?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.