Auto Insurance in Denton (76207)
Texas · Above Average · 48th percentile statewide
Carrier Rates in 76207
6-month premiums from SERFF rate filings. Standard driver profile.
How 76207 Compares
Denton (76207) is above average for auto insurance in Texas, ranking in the 48th percentile.
The cheapest carrier is GEICO at $329/6mo — 53% less than the most expensive (State Farm at $707).
The median premium of $465 is 9% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Denton (76207)?
The median 6-month premium in Denton (76207) is $465 across 5 carriers. Premiums range from $329 to $707, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 76207?
GEICO offers the lowest rate in 76207 at $329/6mo. That's 53% less than the most expensive option (State Farm at $707/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 76207?
Auto insurance rates in Denton (76207) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Denton ranks in the 48th percentile statewide, meaning it's above average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 76207?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.