Auto Insurance in Killeen (76541)
Texas · Below Average · 26th percentile statewide
Carrier Rates in 76541
6-month premiums from SERFF rate filings. Standard driver profile.
How 76541 Compares
Killeen (76541) is below average for auto insurance in Texas, ranking in the 26th percentile.
The cheapest carrier is GEICO at $341/6mo — 47% less than the most expensive (State Farm at $639).
The median premium of $414 is 19% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Killeen (76541)?
The median 6-month premium in Killeen (76541) is $414 across 5 carriers. Premiums range from $341 to $639, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 76541?
GEICO offers the lowest rate in 76541 at $341/6mo. That's 47% less than the most expensive option (State Farm at $639/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 76541?
Auto insurance rates in Killeen (76541) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Killeen ranks in the 26th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 76541?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.