Auto Insurance in Conroe (77302)
Texas · Below Average · 28th percentile statewide
Carrier Rates in 77302
6-month premiums from SERFF rate filings. Standard driver profile.
How 77302 Compares
Conroe (77302) is below average for auto insurance in Texas, ranking in the 28th percentile.
The cheapest carrier is USAA at $333/6mo — 46% less than the most expensive (State Farm at $618).
The median premium of $375 is 26% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Conroe (77302)?
The median 6-month premium in Conroe (77302) is $375 across 5 carriers. Premiums range from $333 to $618, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 77302?
USAA offers the lowest rate in 77302 at $333/6mo. That's 46% less than the most expensive option (State Farm at $618/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 77302?
Auto insurance rates in Conroe (77302) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Conroe ranks in the 28th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 77302?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.