Auto Insurance in Pasadena (77505)
Texas · Expensive · 66th percentile statewide
Carrier Rates in 77505
6-month premiums from SERFF rate filings. Standard driver profile.
How 77505 Compares
Pasadena (77505) is expensive for auto insurance in Texas, ranking in the 66th percentile.
The cheapest carrier is USAA at $414/6mo — 47% less than the most expensive (State Farm at $774).
The median premium of $497 is 2% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Pasadena (77505)?
The median 6-month premium in Pasadena (77505) is $497 across 5 carriers. Premiums range from $414 to $774, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 77505?
USAA offers the lowest rate in 77505 at $414/6mo. That's 47% less than the most expensive option (State Farm at $774/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 77505?
Auto insurance rates in Pasadena (77505) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Pasadena ranks in the 66th percentile statewide, meaning it's expensive compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 77505?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.