Auto Insurance in Beaumont (77707)
Texas · Very Affordable · 14th percentile statewide
Carrier Rates in 77707
6-month premiums from SERFF rate filings. Standard driver profile.
How 77707 Compares
Beaumont (77707) is very affordable for auto insurance in Texas, ranking in the 14th percentile.
The cheapest carrier is GEICO at $328/6mo — 45% less than the most expensive (State Farm at $599).
The median premium of $368 is 28% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Beaumont (77707)?
The median 6-month premium in Beaumont (77707) is $368 across 5 carriers. Premiums range from $328 to $599, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 77707?
GEICO offers the lowest rate in 77707 at $328/6mo. That's 45% less than the most expensive option (State Farm at $599/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 77707?
Auto insurance rates in Beaumont (77707) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Beaumont ranks in the 14th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 77707?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.