Auto Insurance in College Station (77843)
Texas · Below Average · 27th percentile statewide
Carrier Rates in 77843
6-month premiums from SERFF rate filings. Standard driver profile.
How 77843 Compares
College Station (77843) is below average for auto insurance in Texas, ranking in the 27th percentile.
The cheapest carrier is GEICO at $314/6mo — 50% less than the most expensive (State Farm at $635).
The median premium of $383 is 25% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in College Station (77843)?
The median 6-month premium in College Station (77843) is $383 across 5 carriers. Premiums range from $314 to $635, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 77843?
GEICO offers the lowest rate in 77843 at $314/6mo. That's 50% less than the most expensive option (State Farm at $635/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 77843?
Auto insurance rates in College Station (77843) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. College Station ranks in the 27th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 77843?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.