Auto Insurance in College Station (77845)
Texas · Very Affordable · 8th percentile statewide
Carrier Rates in 77845
6-month premiums from SERFF rate filings. Standard driver profile.
How 77845 Compares
College Station (77845) is very affordable for auto insurance in Texas, ranking in the 8th percentile.
The cheapest carrier is GEICO at $294/6mo — 46% less than the most expensive (State Farm at $547).
The median premium of $337 is 34% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in College Station (77845)?
The median 6-month premium in College Station (77845) is $337 across 5 carriers. Premiums range from $294 to $547, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 77845?
GEICO offers the lowest rate in 77845 at $294/6mo. That's 46% less than the most expensive option (State Farm at $547/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 77845?
Auto insurance rates in College Station (77845) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. College Station ranks in the 8th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 77845?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.