Auto Insurance in San Antonio (78220)
Texas · Below Average · 37th percentile statewide
Carrier Rates in 78220
6-month premiums from SERFF rate filings. Standard driver profile.
How 78220 Compares
San Antonio (78220) is below average for auto insurance in Texas, ranking in the 37th percentile.
The cheapest carrier is GEICO at $358/6mo — 50% less than the most expensive (State Farm at $709).
The median premium of $441 is 13% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in San Antonio (78220)?
The median 6-month premium in San Antonio (78220) is $441 across 5 carriers. Premiums range from $358 to $709, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 78220?
GEICO offers the lowest rate in 78220 at $358/6mo. That's 50% less than the most expensive option (State Farm at $709/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 78220?
Auto insurance rates in San Antonio (78220) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. San Antonio ranks in the 37th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 78220?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.