Auto Insurance in Mission (78574)

Texas · Very Affordable · 2th percentile statewide

$321/6mo
Median across 5 carriers
Cheapest: $248Spread: $265State avg: $508

Carrier Rates in 78574

6-month premiums from SERFF rate filings. Standard driver profile.

GEICOCheapest
$248/6mo
USAA
$281/6mo
Progressive
$321/6mo
Allstate
$414/6mo
State Farm
$514/6mo

How 78574 Compares

Mission (78574) is very affordable for auto insurance in Texas, ranking in the 2th percentile.

The cheapest carrier is GEICO at $248/6mo — 52% less than the most expensive (State Farm at $514).

The median premium of $321 is 37% below the Texas statewide median of $508.

Frequently Asked Questions

How much is auto insurance in Mission (78574)?

The median 6-month premium in Mission (78574) is $321 across 5 carriers. Premiums range from $248 to $514, based on SERFF regulatory rate filing data for a standard driver profile.

What's the cheapest auto insurance in 78574?

GEICO offers the lowest rate in 78574 at $248/6mo. That's 52% less than the most expensive option (State Farm at $514/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.

Why is auto insurance very affordable in 78574?

Auto insurance rates in Mission (78574) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Mission ranks in the 2th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.

Other carriers in Texas

Want full rate data for 78574?

Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.