Auto Insurance in Amarillo (79104)
Texas · Very Affordable · 5th percentile statewide
Carrier Rates in 79104
6-month premiums from SERFF rate filings. Standard driver profile.
How 79104 Compares
Amarillo (79104) is very affordable for auto insurance in Texas, ranking in the 5th percentile.
The cheapest carrier is GEICO at $297/6mo — 47% less than the most expensive (State Farm at $557).
The median premium of $381 is 25% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Amarillo (79104)?
The median 6-month premium in Amarillo (79104) is $381 across 5 carriers. Premiums range from $297 to $557, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 79104?
GEICO offers the lowest rate in 79104 at $297/6mo. That's 47% less than the most expensive option (State Farm at $557/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 79104?
Auto insurance rates in Amarillo (79104) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Amarillo ranks in the 5th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 79104?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.