Auto Insurance in Amarillo (79110)

Texas · Very Affordable · 1th percentile statewide

$343/6mo
Median across 5 carriers
Cheapest: $268Spread: $239State avg: $508

Carrier Rates in 79110

6-month premiums from SERFF rate filings. Standard driver profile.

GEICOCheapest
$268/6mo
USAA
$282/6mo
Progressive
$343/6mo
Allstate
$419/6mo
State Farm
$507/6mo

How 79110 Compares

Amarillo (79110) is very affordable for auto insurance in Texas, ranking in the 1th percentile.

The cheapest carrier is GEICO at $268/6mo — 47% less than the most expensive (State Farm at $507).

The median premium of $343 is 32% below the Texas statewide median of $508.

Frequently Asked Questions

How much is auto insurance in Amarillo (79110)?

The median 6-month premium in Amarillo (79110) is $343 across 5 carriers. Premiums range from $268 to $507, based on SERFF regulatory rate filing data for a standard driver profile.

What's the cheapest auto insurance in 79110?

GEICO offers the lowest rate in 79110 at $268/6mo. That's 47% less than the most expensive option (State Farm at $507/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.

Why is auto insurance very affordable in 79110?

Auto insurance rates in Amarillo (79110) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Amarillo ranks in the 1th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.

Other carriers in Texas

Want full rate data for 79110?

Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.