Auto Insurance in Amarillo (79124)
Texas · Very Affordable · 0th percentile statewide
Carrier Rates in 79124
6-month premiums from SERFF rate filings. Standard driver profile.
How 79124 Compares
Amarillo (79124) is very affordable for auto insurance in Texas, ranking in the 0th percentile.
The cheapest carrier is GEICO at $226/6mo — 52% less than the most expensive (State Farm at $470).
The median premium of $313 is 38% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Amarillo (79124)?
The median 6-month premium in Amarillo (79124) is $313 across 5 carriers. Premiums range from $226 to $470, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 79124?
GEICO offers the lowest rate in 79124 at $226/6mo. That's 52% less than the most expensive option (State Farm at $470/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 79124?
Auto insurance rates in Amarillo (79124) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Amarillo ranks in the 0th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 79124?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.