Auto Insurance in Midland (79701)
Texas · Very Affordable · 13th percentile statewide
Carrier Rates in 79701
6-month premiums from SERFF rate filings. Standard driver profile.
How 79701 Compares
Midland (79701) is very affordable for auto insurance in Texas, ranking in the 13th percentile.
The cheapest carrier is GEICO at $331/6mo — 42% less than the most expensive (State Farm at $570).
The median premium of $390 is 23% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Midland (79701)?
The median 6-month premium in Midland (79701) is $390 across 5 carriers. Premiums range from $331 to $570, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 79701?
GEICO offers the lowest rate in 79701 at $331/6mo. That's 42% less than the most expensive option (State Farm at $570/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 79701?
Auto insurance rates in Midland (79701) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Midland ranks in the 13th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 79701?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.