Auto Insurance in Odessa (79763)
Texas · Below Average · 32th percentile statewide
Carrier Rates in 79763
6-month premiums from SERFF rate filings. Standard driver profile.
How 79763 Compares
Odessa (79763) is below average for auto insurance in Texas, ranking in the 32th percentile.
The cheapest carrier is GEICO at $333/6mo — 49% less than the most expensive (State Farm at $652).
The median premium of $411 is 19% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Odessa (79763)?
The median 6-month premium in Odessa (79763) is $411 across 5 carriers. Premiums range from $333 to $652, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 79763?
GEICO offers the lowest rate in 79763 at $333/6mo. That's 49% less than the most expensive option (State Farm at $652/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 79763?
Auto insurance rates in Odessa (79763) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Odessa ranks in the 32th percentile statewide, meaning it's below average compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 79763?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.