Auto Insurance in Odessa (79764)
Texas · Very Affordable · 14th percentile statewide
Carrier Rates in 79764
6-month premiums from SERFF rate filings. Standard driver profile.
How 79764 Compares
Odessa (79764) is very affordable for auto insurance in Texas, ranking in the 14th percentile.
The cheapest carrier is GEICO at $289/6mo — 53% less than the most expensive (State Farm at $615).
The median premium of $391 is 23% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in Odessa (79764)?
The median 6-month premium in Odessa (79764) is $391 across 5 carriers. Premiums range from $289 to $615, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 79764?
GEICO offers the lowest rate in 79764 at $289/6mo. That's 53% less than the most expensive option (State Farm at $615/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 79764?
Auto insurance rates in Odessa (79764) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Odessa ranks in the 14th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 79764?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.