Auto Insurance in El Paso (79928)
Texas · Very Affordable · 10th percentile statewide
Carrier Rates in 79928
6-month premiums from SERFF rate filings. Standard driver profile.
How 79928 Compares
El Paso (79928) is very affordable for auto insurance in Texas, ranking in the 10th percentile.
The cheapest carrier is GEICO at $273/6mo — 50% less than the most expensive (State Farm at $551).
The median premium of $375 is 26% below the Texas statewide median of $508.
Frequently Asked Questions
How much is auto insurance in El Paso (79928)?
The median 6-month premium in El Paso (79928) is $375 across 5 carriers. Premiums range from $273 to $551, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 79928?
GEICO offers the lowest rate in 79928 at $273/6mo. That's 50% less than the most expensive option (State Farm at $551/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 79928?
Auto insurance rates in El Paso (79928) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. El Paso ranks in the 10th percentile statewide, meaning it's very affordable compared to other Texas ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Texas
Want full rate data for 79928?
Access ZIP-level rate data across all 5 carriers, 504 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.