Question 1

What is the average auto insurance cost in Alaska?

Accepted Answer

The median 6-month auto insurance premium in Alaska is $1,006. Premiums range from $817 to $2,630 depending on carrier, ZIP code, and coverage level. That's a 3.2x spread between the cheapest and most expensive areas.

Question 2

Which carrier is cheapest in Alaska?

Accepted Answer

State Farm has the lowest median premium in Alaska at $600/6mo. It's the #1 cheapest option in 273 ZIP codes (100% of the state). However, the cheapest carrier varies by ZIP code — compare all 9 carriers to find the best rate in your area.

Question 3

What are the most expensive ZIP codes in Alaska?

Accepted Answer

The most expensive ZIP codes in Alaska are 99599 (Anchorage, $2,217/6mo), 99530 (Anchorage, $2,217/6mo), 99529 (Anchorage, $2,217/6mo). Urban areas and regions with higher accident rates tend to have the highest premiums.

Question 4

How many carriers does TrueFactor track in Alaska?

Accepted Answer

TrueFactor tracks 9 auto insurance carriers across 273 ZIP codes in Alaska. All data is sourced from SERFF regulatory rate filings and validated through our AI-powered pipeline. Data covers filings from 2019 to present and is updated within days of new filings.

#	Carrier	Median 6-Mo	#1 Cheapest In	% of ZIPs
1	State Farm	$600	273 ZIPs	100%
2	USAA	$659	0 ZIPs	0%
3	GEICO	$915	0 ZIPs	0%
4	Farmers	$988	0 ZIPs	0%
5	Nationwide	$1,006	0 ZIPs	0%
6	Travelers	$1,025	0 ZIPs	0%
7	Liberty Mutual	$1,052	0 ZIPs	0%
8	Allstate	$1,190	0 ZIPs	0%
9	Progressive	$1,194	0 ZIPs	0%

City	Avg Median	ZIPs
Karluk	$817	1
Douglas	$817	1
Juneau	$855	6
Fairbanks	$904	10
Fort Wainwright	$904	1

City	Avg Median	ZIPs
Anchorage	$2,024	25
Houston	$1,605	1
Big Lake	$1,605	1
Palmer	$1,605	1
Wasilla	$1,605	4

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