Washington Auto Insurance Rates
Median premium: $892/6mo across 9 carriers and 716 ZIP codes.
Premiums range from $755 to $1,467 — a 1.9x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$892
per 6 months
ZIP Codes
716
with rate data
Carriers
9
rated in WA
Price Spread
1.9x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | Farmers | $572 | 716 ZIPs | 100% | |
| 2 | USAA | $584 | 0 ZIPs | 0% | |
| 3 | State Farm | $746 | 0 ZIPs | 0% | |
| 4 | Progressive | $851 | 0 ZIPs | 0% | |
| 5 | Nationwide | $892 | 0 ZIPs | 0% | |
| 6 | Travelers | $908 | 0 ZIPs | 0% | |
| 7 | Liberty Mutual | $932 | 0 ZIPs | 0% | |
| 8 | GEICO | $1,050 | 0 ZIPs | 0% | |
| 9 | Allstate | $1,054 | 0 ZIPs | 0% |
Geographic Insights
Cheapest Cities in Washington
| City | Avg Median | ZIPs |
|---|---|---|
| Kalama | $755 | 1 |
| Kelso | $755 | 1 |
| Longview | $755 | 1 |
| Woodland | $755 | 1 |
| Tumwater | $757 | 1 |
Most Expensive Cities in Washington
| City | Avg Median | ZIPs |
|---|---|---|
| University Place | $1,241 | 1 |
| Mcchord Afb | $1,172 | 1 |
| Camp Murray | $1,172 | 1 |
| Paradise Inn | $1,172 | 1 |
| Longmire | $1,172 | 1 |
ZIP Code Extremes
Most Expensive ZIP
$1,241/6mo
98467 (University Place)
Cheapest ZIP
$755/6mo
98625 (Kalama)
1.9x
Price Spread
The most expensive ZIP in Washington costs 1.9x more than the cheapest. Your ZIP code matters more than you think.
Washington Auto Insurance FAQ
ZIP Code Lookup
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All carriers in Washington
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Access ZIP-level rate data across all 9 carriers, 716 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
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