Arizona Auto Insurance Rates
Median premium: $936/6mo across 9 carriers and 530 ZIP codes.
Premiums range from $783 to $3,403 — a 4.3x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$936
per 6 months
ZIP Codes
530
with rate data
Carriers
9
rated in AZ
Price Spread
4.3x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | Progressive | $553 | 530 ZIPs | 100% | |
| 2 | USAA | $602 | 0 ZIPs | 0% | |
| 3 | State Farm | $769 | 0 ZIPs | 0% | |
| 4 | Nationwide | $920 | 0 ZIPs | 0% | |
| 5 | Travelers | $936 | 0 ZIPs | 0% | |
| 6 | Liberty Mutual | $961 | 0 ZIPs | 0% | |
| 7 | Allstate | $1,087 | 0 ZIPs | 0% | |
| 8 | Farmers | $1,119 | 0 ZIPs | 0% | |
| 9 | GEICO | $1,795 | 0 ZIPs | 0% |
Geographic Insights
Cheapest Cities in Arizona
| City | Avg Median | ZIPs |
|---|---|---|
| Bouse | $783 | 1 |
| Cibola | $818 | 1 |
| Quartzsite | $824 | 2 |
| Globe | $838 | 2 |
| Bylas | $838 | 1 |
Most Expensive Cities in Arizona
| City | Avg Median | ZIPs |
|---|---|---|
| Tolleson | $1,672 | 1 |
| Glendale | $1,503 | 12 |
| Laveen | $1,496 | 1 |
| Luke Air Force Base | $1,445 | 1 |
| Litchfield Park | $1,426 | 1 |
ZIP Code Extremes
Most Expensive ZIP
$1,775/6mo
85301 (Glendale)
Cheapest ZIP
$783/6mo
85325 (Bouse)
4.3x
Price Spread
The most expensive ZIP in Arizona costs 4.3x more than the cheapest. Your ZIP code matters more than you think.
Arizona Auto Insurance FAQ
ZIP Code Lookup
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All carriers in Arizona
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Access ZIP-level rate data across all 9 carriers, 530 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
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