District of Columbia Auto Insurance Rates
Median premium: $1,291/6mo across 10 carriers and 277 ZIP codes.
Premiums range from $887 to $2,060 — a 2.3x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$1,291
per 6 months
ZIP Codes
277
with rate data
Carriers
10
rated in DC
Price Spread
2.3x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | Progressive | $642 | 277 ZIPs | 100% | |
| 2 | Allstate | $920 | 0 ZIPs | 0% | |
| 3 | Erie Insurance | $1,007 | 0 ZIPs | 0% | |
| 4 | USAA | $1,184 | 0 ZIPs | 0% | |
| 5 | Farmers | $1,279 | 0 ZIPs | 0% | |
| 6 | GEICO | $1,303 | 0 ZIPs | 0% | |
| 7 | Nationwide | $1,303 | 0 ZIPs | 0% | |
| 8 | Travelers | $1,327 | 0 ZIPs | 0% | |
| 9 | Liberty Mutual | $1,362 | 0 ZIPs | 0% | |
| 10 | State Farm | $2,060 | 0 ZIPs | 0% |
1
$642Progressive#1 in 277 ZIPs (100%)
2
$920Allstate#1 in 0 ZIPs (0%)
3
$1,007Erie Insurance#1 in 0 ZIPs (0%)
4
$1,184USAA#1 in 0 ZIPs (0%)
5
$1,279Farmers#1 in 0 ZIPs (0%)
6
$1,303GEICO#1 in 0 ZIPs (0%)
7
$1,303Nationwide#1 in 0 ZIPs (0%)
8
$1,327Travelers#1 in 0 ZIPs (0%)
9
$1,362Liberty Mutual#1 in 0 ZIPs (0%)
10
$2,060State Farm#1 in 0 ZIPs (0%)
Geographic Insights
Cheapest Cities in District of Columbia
| City | Avg Median | ZIPs |
|---|---|---|
| Washington | $1,265 | 271 |
| Naval Anacost Annex | $1,291 | 1 |
| Washington Navy Yard | $1,291 | 5 |
Most Expensive Cities in District of Columbia
| City | Avg Median | ZIPs |
|---|---|---|
| Washington Navy Yard | $1,291 | 5 |
| Naval Anacost Annex | $1,291 | 1 |
| Washington | $1,265 | 271 |
ZIP Code Extremes
Most Expensive ZIP
$1,291/6mo
20599 (Washington)
Cheapest ZIP
$887/6mo
20001 (Washington)
2.3x
Price Spread
The most expensive ZIP in District of Columbia costs 2.3x more than the cheapest. Your ZIP code matters more than you think.
District of Columbia Auto Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to compare rates across all 10 carriers.
All carriers in District of Columbia
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 277 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
Other states
AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming