New Hampshire Auto Insurance Rates
Median premium: $633/6mo across 9 carriers and 281 ZIP codes.
Premiums range from $512 to $2,107 — a 4.1x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$633
per 6 months
ZIP Codes
281
with rate data
Carriers
9
rated in NH
Price Spread
4.1x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | USAA | $503 | 281 ZIPs | 100% | |
| 2 | Progressive | $575 | 0 ZIPs | 0% | |
| 3 | Farmers | $621 | 0 ZIPs | 0% | |
| 4 | State Farm | $625 | 0 ZIPs | 0% | |
| 5 | Nationwide | $633 | 0 ZIPs | 0% | |
| 6 | Travelers | $644 | 0 ZIPs | 0% | |
| 7 | Liberty Mutual | $662 | 0 ZIPs | 0% | |
| 8 | Allstate | $748 | 0 ZIPs | 0% | |
| 9 | GEICO | $1,421 | 0 ZIPs | 0% |
Geographic Insights
Cheapest Cities in New Hampshire
| City | Avg Median | ZIPs |
|---|---|---|
| Bradford | $512 | 1 |
| South Sutton | $512 | 1 |
| Washington | $512 | 1 |
| Antrim | $512 | 1 |
| Chesterfield | $512 | 1 |
Most Expensive Cities in New Hampshire
| City | Avg Median | ZIPs |
|---|---|---|
| Windham | $903 | 1 |
| Pelham | $903 | 1 |
| Hudson | $903 | 1 |
| Hampstead | $860 | 1 |
| East Derry | $860 | 1 |
ZIP Code Extremes
Most Expensive ZIP
$939/6mo
03108 (Manchester)
Cheapest ZIP
$512/6mo
03221 (Bradford)
4.1x
Price Spread
The most expensive ZIP in New Hampshire costs 4.1x more than the cheapest. Your ZIP code matters more than you think.
New Hampshire Auto Insurance FAQ
ZIP Code Lookup
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All carriers in New Hampshire
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Access ZIP-level rate data across all 9 carriers, 281 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
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