Connecticut Auto Insurance Rates
Median premium: $980/6mo across 10 carriers and 429 ZIP codes.
Premiums range from $980 to $2,614 — a 2.7x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$980
per 6 months
ZIP Codes
429
with rate data
Carriers
10
rated in CT
Price Spread
2.7x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | USAA | $487 | 429 ZIPs | 100% | |
| 2 | NJM Insurance | $694 | 0 ZIPs | 0% | |
| 3 | Progressive | $744 | 0 ZIPs | 0% | |
| 4 | Nationwide | $954 | 0 ZIPs | 0% | |
| 5 | Travelers | $971 | 0 ZIPs | 0% | |
| 6 | Farmers | $990 | 0 ZIPs | 0% | |
| 7 | Liberty Mutual | $997 | 0 ZIPs | 0% | |
| 8 | State Farm | $999 | 0 ZIPs | 0% | |
| 9 | Allstate | $1,127 | 0 ZIPs | 0% | |
| 10 | GEICO | $1,861 | 0 ZIPs | 0% |
1
$487USAA#1 in 429 ZIPs (100%)
2
$694NJM Insurance#1 in 0 ZIPs (0%)
3
$744Progressive#1 in 0 ZIPs (0%)
4
$954Nationwide#1 in 0 ZIPs (0%)
5
$971Travelers#1 in 0 ZIPs (0%)
6
$990Farmers#1 in 0 ZIPs (0%)
7
$997Liberty Mutual#1 in 0 ZIPs (0%)
8
$999State Farm#1 in 0 ZIPs (0%)
9
$1,127Allstate#1 in 0 ZIPs (0%)
10
$1,861GEICO#1 in 0 ZIPs (0%)
Geographic Insights
Cheapest Cities in Connecticut
| City | Avg Median | ZIPs |
|---|---|---|
| New London | $980 | 1 |
| Baltic | $980 | 1 |
| Canterbury | $980 | 1 |
| Central Village | $980 | 1 |
| East Lyme | $980 | 1 |
Most Expensive Cities in Connecticut
| City | Avg Median | ZIPs |
|---|---|---|
| Bristol | $1,323 | 2 |
| Woodstock Valley | $1,269 | 1 |
| Woodstock | $1,269 | 1 |
| Windham | $1,269 | 1 |
| Willington | $1,269 | 1 |
ZIP Code Extremes
Most Expensive ZIP
$1,377/6mo
06010 (Bristol)
Cheapest ZIP
$980/6mo
06320 (New London)
2.7x
Price Spread
The most expensive ZIP in Connecticut costs 2.7x more than the cheapest. Your ZIP code matters more than you think.
Connecticut Auto Insurance FAQ
ZIP Code Lookup
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All carriers in Connecticut
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Access ZIP-level rate data across all 10 carriers, 429 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
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