Maine Auto Insurance Rates
Median premium: $646/6mo across 9 carriers and 485 ZIP codes.
Premiums range from $510 to $952 — a 1.9x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$646
per 6 months
ZIP Codes
485
with rate data
Carriers
9
rated in ME
Price Spread
1.9x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | Progressive | $407 | 485 ZIPs | 100% | |
| 2 | USAA | $502 | 0 ZIPs | 0% | |
| 3 | GEICO | $587 | 0 ZIPs | 0% | |
| 4 | Farmers | $587 | 0 ZIPs | 0% | |
| 5 | Nationwide | $646 | 0 ZIPs | 0% | |
| 6 | Travelers | $658 | 0 ZIPs | 0% | |
| 7 | Liberty Mutual | $675 | 0 ZIPs | 0% | |
| 8 | Allstate | $763 | 0 ZIPs | 0% | |
| 9 | State Farm | $807 | 0 ZIPs | 0% |
Geographic Insights
Cheapest Cities in Maine
| City | Avg Median | ZIPs |
|---|---|---|
| Ashland | $510 | 1 |
| Blaine | $510 | 1 |
| Bridgewater | $510 | 1 |
| Caribou | $510 | 1 |
| Clayton Lake | $510 | 1 |
Most Expensive Cities in Maine
| City | Avg Median | ZIPs |
|---|---|---|
| West Poland | $762 | 1 |
| West Minot | $762 | 1 |
| Sabattus | $762 | 1 |
| Poland | $762 | 1 |
| New Gloucester | $762 | 1 |
ZIP Code Extremes
Most Expensive ZIP
$762/6mo
04291 (West Poland)
Cheapest ZIP
$510/6mo
04732 (Ashland)
1.9x
Price Spread
The most expensive ZIP in Maine costs 1.9x more than the cheapest. Your ZIP code matters more than you think.
Maine Auto Insurance FAQ
ZIP Code Lookup
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All carriers in Maine
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Access ZIP-level rate data across all 9 carriers, 485 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
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