Nevada Auto Insurance Rates
Median premium: $1,142/6mo across 9 carriers and 254 ZIP codes.
Premiums range from $571 to $3,071 — a 5.4x spread. Based on SERFF regulatory rate filings — updated March 2026.
Overall Median
$1,142
per 6 months
ZIP Codes
254
with rate data
Carriers
9
rated in NV
Price Spread
5.4x
cheapest to most expensive
Carrier Rankings
All carriers sorted by median 6-month premium. Bar shows relative premium level.
| # | Carrier | Median 6-Mo | Relative Cost | #1 Cheapest In | % of ZIPs |
|---|---|---|---|---|---|
| 1 | Farmers | $526 | 254 ZIPs | 100% | |
| 2 | USAA | $833 | 0 ZIPs | 0% | |
| 3 | Progressive | $1,020 | 0 ZIPs | 0% | |
| 4 | Nationwide | $1,122 | 0 ZIPs | 0% | |
| 5 | Travelers | $1,142 | 0 ZIPs | 0% | |
| 6 | State Farm | $1,163 | 0 ZIPs | 0% | |
| 7 | Liberty Mutual | $1,173 | 0 ZIPs | 0% | |
| 8 | Allstate | $1,326 | 0 ZIPs | 0% | |
| 9 | GEICO | $1,380 | 0 ZIPs | 0% |
Geographic Insights
Cheapest Cities in Nevada
| City | Avg Median | ZIPs |
|---|---|---|
| Manhattan | $571 | 1 |
| Pioche | $571 | 1 |
| Round Mountain | $571 | 1 |
| Tonopah | $571 | 1 |
| Ely | $571 | 2 |
Most Expensive Cities in Nevada
| City | Avg Median | ZIPs |
|---|---|---|
| Sloan | $2,027 | 1 |
| North Las Vegas | $2,026 | 10 |
| Las Vegas | $1,965 | 77 |
| Henderson | $1,630 | 12 |
| Searchlight | $1,609 | 1 |
ZIP Code Extremes
Most Expensive ZIP
$2,542/6mo
89162 (Las Vegas)
Cheapest ZIP
$571/6mo
89022 (Manhattan)
5.4x
Price Spread
The most expensive ZIP in Nevada costs 5.4x more than the cheapest. Your ZIP code matters more than you think.
Nevada Auto Insurance FAQ
ZIP Code Lookup
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All carriers in Nevada
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Access ZIP-level rate data across all 9 carriers, 254 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.
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